It is illegal to discriminate in the provisions of
the availability of financial assistance because of the consideration of:
1. Trends, characteristics or conditions in the neighborhood or
geographic area surrounding a housing accommodation, unless the financial institution can
demonstrate in the particular case that such consideration is required to avoid an unsafe
and unsound business practice; or
2. Race, color, religion, sex, marital status, national origin or
It is illegal to consider the racial, ethnic, religious or national
origin composition of a neighborhood or geographic area surrounding a housing
accommodation or whether or not such composition is undergoing change, or is expected to
undergo change, in appraising a housing accommodation or in determining whether or not, or
under what terms and conditions, to provide financial assistance.
These provisions govern financial assistance for the purpose of the
purchase, construction, rehabilitation or refinancing of one to four unit family
residences occupied by the owner and for the purpose of the home improvement of any one to
four unit family residence.
If you have questions about your rights, or if you wish to file a
complaint, contact the management of this financial institution.